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Press Release
For Immediate Release – Denver, Colorado – August 14, 2004

Human Resource Consulting Services, is pleased to announce a new partnership with PTF Financial Corporation. PTF Financial provides residential mortgage services to clients in Colorado, California, and Washington. It will also be opening offices in several other western states in the near future.

HRCS has been retained as PTF's Director of National Recruiting. In this capacity, HRCS will be responsible for supporting PTF's aggressive expansion plans throughout the United States. PTF is the premier mortgage broker in Colorado, with corporate offices located at 5670 Greenwood Plaza Blvd., Suite 425, Greenwood Village, Colorado 80111.

PTF Financial is seeking top Mortgage Loan Officers to join its staff in Denver and Walnut Creek, California. For more information on the exceptional opportunities that await top producers, contact Dave Swan at HRCS.

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Press Release
For Immediate Release – Denver, Colorado – November 22, 2003

Human Resource Consulting Services (HRCS), is pleased to announce that it has formed a new alliance with Coordinated Financial Services, Inc. (CFS), of Denver, Colorado. CFS provides financial planning services to individuals, associations, public and private organizations in Colorado and throughout the U.S. Securities are offered through Linsco/Private Ledger, a member of NASD & SIPC. Coordinated Financial Services was formed in 1983, and is owned by Mr. Cris W. Tuft, CFP, CLU, ChFC, CFS, RHU. CFS is located at 7979 East Tufts Avenue, Denver, Colorado 80237.

Through this new affiliation with CFS, Human Resource Consulting Services is now able to offer a full range of personal financial planning services and employee benefits to its clients. Dave Swan, President of HRCS notes, "our affiliation with CFS and Cris Tuft, now allows both of our businesses to provide enhanced services to our clients. We both tend to serve smaller to medium size organizations that are headquartered in Colorado. Cris and I are very pleased with the synergies that have emerged as a result of our new relationship."

Contact David Swan, President of HRCS, at 303-400-1510 with any questions regarding this release.

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